AXA Smarthome House Home Insurance

AXA Smarthome House Insurance

SmartHome – A better choice to insure your home and contents

SmartHome provides you with an All Risks cover to protect your home and household contents including personal liability anywhere in Thailand.

1.Homeowner All Risks

SmartHome covers loss or damage to your private dwelling house including walls, gates and fences thereof. In addition, it also provides the following extra covers:

  • Cost of temporary accommodation incurred as a result of the insured private dwelling house being damaged and not fit for living.
  • Loss of life to the insured or family member(s) incurred as a result of fire or robbery or gang robbery at the insured private dwelling house.
  • Workmen’s compensation for domestic servants (excluding driver) incurred as a result of bodily injury or disease in the course of employment by the Insured.

2.Home Contents All Risks

SmartHome covers loss or damage to your home contents, personal effects of the Insured or family members incurred at the insured private dwelling house, including fixtures and fittings therein. In addition, it also provides the following extra covers:

  • Loss of personal money (of the Insured or family members) incurred as a result of burglary with visible marks and robbery or gang robbery at the insured private dwelling house.
  • Loss or damage to home contents during temporary removal (to and from) for cleaning, renovation, modification and repair within Thailand.
  • Loss or damage to electrical appliances or installation from fire and lightning caused by overrunning, excessive-pressure, short circuiting, for instance.
  • Loss or damage to the insured private dwelling house and contents by burglary with visible marks.

3.Personal Liability – Thailandwide

SmartHome covers the legal liability of the Insured or family members causing damages to the third party in respect of:

  • Third party bodily injury or death by an accident
  • Third party property damage by an accident

Axa Smarthome benefits

AXA Smarthome Insurance

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