Personal Accident
Personal accident insurance is one of the best ways to cover yourself in the event of an accident, it provides hospital cover and emergency treatment when the worst happens, an accident abroad. The cost of Personal accident insurance is very reasonable and for a around 10 baht a day you can be covered too.
Death and Disablement Coverage
P.A. insurance pays a lump sum benefit in the event of death or dismemberment plus weekly indemnity during the disability period including murder and assault, the sum insured depending on the plan selected.
Medical Expenses Coverage
P.A. insurance reimburses you for the actual medical expenses, hospital charges or nurse fees incurred within 52 weeks from date of accident – again, the sum insured depending on the plan selected.
Identification Card
P.A. insurance provides a card for you to get medical treatment following an accident from the insurance companies contracted hospitals nationwide. The insurance companies will settle your medical bills directly with the hospital up to sum insured.
Additional benefits
- Extra Cash Relief in case of a fatal accident within 10 working days after receiving the validated Death Certificate issued by the lawful Authority.
- Traditional Medication Expenses.
- Remark: It is a condition that the first treatment is done by a legally licensed physician or surgeon.
- A lump sum benefit in event of the disappearance of the insured person after 1 year from date of disappearance.
- Motorcycling Risk. Note: usually 50% of Sum Insured.
Greater value for your spouse and children
Enjoy greater savings and better value when you choose plans to cover your spouse and children.
Exclusions
Suicide; bacterial infection or disease; medical or surgical treatments not related to an accident; abortion; service in the armed forces or police; hazardous sports; involving a brawl; while being under the influence of alcohol or narcotics; while committing a felony; dental treatment; back pain; non commercial airline passenger; crew member in any aircraft; war; riot and strikes.
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